902-266-6869

Estate Planning

Home • Services • Estate Planning

Estate Planning

Secure Your Legacy :
Expert Estate Planning

Estate planning is essential to safeguarding your assets and providing for your loved ones. Our expert team delivers customized solutions that give you peace of mind, knowing your wishes will be honoured and your family’s future is secure.

Contact Us
Estate Planning

Protect Your Family’s Future with Expert Estate Planning

Without proper estate planning, your family could face legal challenges, financial strain, and confusion during an already difficult time. Leaving things to chance may result in your assets not being distributed as you intended.

Saltwinds Financial provides personalized estate planning solutions, ensuring that every detail is taken care of. Our approach includes recommendations for tailored wills, trusts, and powers of attorney, giving you peace of mind that your family and assets are protected according to your wishes. We will connect you with the appropriate specialists to help you with the different components of your estate planning needs.

Book a Consultation

saltwinds financial services

What We Offer

Comprehensive estate planning, covering all aspects to protect your assets and ensure your wishes are fulfilled.

Wills

Create a clear and legally sound will to ensure your assets are distributed exactly as you wish.

Trusts
Set up trusts to manage and protect your assets, ensuring they benefit your loved ones as intended.
Powers of Attorney
Appoint trusted individuals to make financial and legal decisions on your behalf if you’re unable to do so.
Living Wills and Advance Healthcare Directives

Specify your healthcare preferences in advance, so your wishes are honored if you’re unable to communicate them.

Wills, Trusts, Powers of Attorney, Living Wills and Healthcare Directives are all completed through a recommendation to a lawyer that specializes in wills and estates. 

Beneficiary Designations
Ensure your life insurance and retirement accounts go directly to your chosen beneficiaries without delay.
Estate Tax Planning
Implement strategies to minimize taxes on your estate, preserving more wealth for your heirs.

Clients Served

Years Of Combined Experience

Our Process

How It Works

First Meeting

We begin with a meeting where we get to know you and your goals. We’ll talk about your finances, family, and what you want your estate plan to accomplish.

Creating Your Plan

With the information from our meeting, we create a custom estate plan just for you. Depending on your needs it may include referrals or recommendations for specialists in the areas particular to your circumstances so you get the right knowledge for your plan.

Reviewing the Plan

We’ll go over the draft of your estate plan together, making sure everything is just right and that you understand each part. 

Putting the Plan in Place

After finalizing, we help you put your estate plan into action. This might include referrals to appropriate specialists like lawyers or accountants to ensure you’re connected to any additional professionals you might need. We’ll also be here to help you update the plan whenever things in your life change.

Get Started Today

Why Choose Saltwinds Financial?

Discover the unique advantages of working with Saltwinds Financial for your estate planning.

Personalized Service

We take the time to understand your unique situation and craft an estate plan that truly fits your needs. This personalized approach ensures that your assets are protected and your wishes are honoured, giving you peace of mind.

Independent and Honest Advice

Since we’re independently owned, we’re not tied to any big financial companies. This means our advice is always in your best interest, with access to a wide range of options and no hidden agendas.

Ongoing Help and Updates

We’re here for you even after your estate plan is created. We’ll help you update and adjust it as your life changes, making sure it stays effective over time.
FAQ

Frequently Asked Questions

What should I include in my will?
Your will should include the distribution of your assets, the appointment of an executor, guardianship designations for any minor children, and instructions for handling debts and taxes. You may also include specific bequests and any personal wishes you want to be honoured after your passing.
How can I reduce estate taxes?
You can reduce estate taxes by using strategies such as gifting assets during your lifetime, setting up trusts, making charitable donations, and ensuring proper beneficiary designations. Consulting with a financial advisor or estate planner can help you explore all available options.
Will or trust: which is better?

Both have their benefits. A will is simpler and directs how your assets are distributed after death, while a trust offers more control over asset distribution during your lifetime and can help avoid probate. The best choice depends on your specific needs and goals.

Is it possible to draft my own will?
Yes, it’s possible to draft your own will using online tools or templates, but it’s risky. A DIY will may lack important legal language or fail to meet specific legal requirements, which could lead to disputes or even invalidate the will. Consulting a lawyer is recommended to ensure it’s legally sound.
What happens if I die without a will?
If you die without a will, your estate will be distributed according to the intestacy laws of your province or state. This means the government decides who inherits your assets, which may not align with your wishes. It can also lead to delays and additional costs for your heirs.
How does estate planning change if I own a business?
Estate planning for business owners involves additional considerations, such as business succession planning, protecting the business’s value, and ensuring a smooth transfer of ownership. You may need to set up specific legal structures, like buy-sell agreements or trusts, to manage the transition and minimize taxes.

Our latest insights & articles

Neighbourhoods Areas We Serve