Independent Financial Advisors
Plan today for tomorrow and the future
Empathy
We listen and understand your needs and concerns.
Honesty
about saltwinds financial
For unchartered waters or rough seas, who do you want at the helm ?
Many business owners find it challenging to maintain organized and purposeful financial management. Our tailored approach offers solutions, empowering them to realize their business vision.
Whether you’re a seasoned investor or just starting your financial journey, we are here to support you every step of the way.
saltwinds financial services
Navigate your course…
Financial planning
Cara or Percy will create a personalized financial plan tailored to your unique needs and goals.
Insurance & Investment
We offer insurance & investment planning to help grow and protect your wealth and loved ones.
Employee benefits
We design, implement and help to administer competitive plans for health & dental and group retirement savings.
We develop a financial strategy that aligns with your goals, timelines, potential costs, and affordability
By taking a comprehensive approach, we ensure each plan is achievable and sustainable, offering a clear roadmap to your objectives. Our detailed assessments consider all aspects of your financial situation, crafting solutions that meet current needs and prepare you for the future.
With meticulous planning and ongoing support, we empower you to achieve your financial aspirations confidently.
Clients Served
Years Of Combined Experience
case studies
Our latest insights & articles
7 Things Every Self-Employed Canadian Should Know About Life Insurance
If you’re self-employed in Canada — whether you're a freelancer, tradesperson,...
7 Things Every Self-Employed Canadian Should Know About Life Insurance
If you’re self-employed in Canada — whether you're a freelancer, tradesperson, consultant, or gig worker — life...
Life Insurance for Business Owners: How to Protect Your Company and Family
You insure your equipment, protect your building, and even cover your vehicles. But what...
Do You Really Need a Financial Planner? 5 Costly Mistakes People Make Without One
Do you really need a financial planner? It’s a question many Canadians ask — especially...
What Questions Should I Ask a Financial Advisor in Canada Before Hiring? (Complete Checklist)
What Questions Should I Ask a Financial Advisor in Canada Before Hiring? It’s a question...
How to Choose a Financial Advisor for Your Needs (Even If You’re Unsure Where to Start)
Choosing the right financial advisor can feel overwhelming, especially when you’re...